Most insurance agencies and brokerage firms are focused solely on insurance placements. InterContinental Insurance Brokers employs a consultative approach versus a transactional one for our product and service offerings. As your business evolves, so does its business risk profile. An effective risk management and insurance program should not remain static. InterContinental Insurance Brokers has the resources and skills to proactively address your changing needs and respond to the pressures and challenges created by today’s fast paced business culture. Our goal is to provide you with a broad perspective about risk management and insurance issues and to offer you a variety of solutions that will suit your organization’s appetite for risk, financial capabilities and unique operational needs at every stage of your business’ development.
The tailored insurance programs that we develop and implement for each client are designed to provide a comprehensive scope of coverage at the most competitive price, coupled with contractual and statutory compliance. We also offer a comprehensive suite of risk management and insurance services. These include a wide variety of pre- and post-loss techniques aimed at a high degree of asset protection, cost containment and prompt operational recovery, if and when a loss or accident occurs.
Consultative services we typically provide:
- Comprehensive risk management and insurance audit exposure assessments
- Insurance strategy, program design and renewal negotiation
- Insurance budget projections and allocations
- Cost and coverage benchmarking
- Contract analyses and negotiations
- Comprehensive claims management services and litigation support
- Detailed insurance policy reviews, including:
- Assessments of premium adjustments
- Loss sensitive rating audits
- Accuracy of experience modification factors
- Due diligence for mergers, acquisitions, and divestitures
- Alternative risk financing feasibility studies and analyses for:
- Loss sensitive plans
- Large retentions
- Self-insurance programs
- Cost analyses for OCIP, CIP, and alternative wrap-up programs for construction projects
- Return-to-work programs
- Coordination of loss control services