Non-Qualified Deferred Compensation
We specialize in the design and implementation of tax-advantaged alternatives to traditional Non-Qualified Deferred Compensation and/or Supplemental Executive Retirement Plans (SERP) for highly compensated executives.
Benefits of a Tax-Advantaged “SERP”
- Guaranteed Tax-Free Retirement Income
- Optional Long Term Care Reimbursement Rider
- Guaranteed Post Retirement Life Insurance
- Asset Protection in 43 States
- Flexible Customized Plan Design
Estate Planning
Advantages to Life Insurance for Estate Plans
- Leverage the exemption. Life insurance, depending on the age and health of the insured, as well as the structure and design of the policy, can guarantee multiple income tax-free insurance proceeds
- Diversify the investments. Modern portfolio theory requires proper asset allocation and diversification. Guaranteed life insurance as the fixed income component of the trust can maximize long-term investment performance.
- Manage the Estate. Provide tax-free liquidity to the trust to equalize the estate proceeds or indirectly pay the estate tax liability.
